Mt Courtney Financial’s site is attractive and easy to follow. If you miss the form you need to fill out, you’re blind. I was wondering what data security I was getting with my info. I didn’t see anything on the homepage but then saw that they use Thawte encryption on the second page of their form. The site also says many of their lenders don’t do a traditional credit check, which made me feel good. I would prefer not have this show up on my credit. You can get up to $1000 through a network of lenders that ensures that my chance at approval will be higher and that I will get the best loan for me. This was assuring because I’ve been rejected before at other sites. Sign online, there’s no need to send anything in offline.
For the application, Mt Courtney didn’t ask an excessive amount of questions or ask for my weight, IQ or anything else unnecessary. They just ask the basic things to confirm my identity, my job and my checking account. There are 2 steps; input your information and then review. Sign and wait for approval. Make sure ‘Yes’ is highlighted before you hit ‘Click to Apply!’ that gives you access to their network of lenders so there’s a higher chance you’ll be approved and for the best terms.
Paying back the loan was smooth. Money was taken out of my account on the day specified. There was nothing out of the ordinary and no disputes. It was a completely clean transaction. From my research I uncovered that they also offer installment loans if you need a bigger loan and/or for a longer period of time. If you’re interested in that, try the link here. I now know why so many trust Mt Courtney Financial for the personal loan needs.
Update: As expected, I did not get anything on my credit report showing that a credit check was done.